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Lesson 20 šµ
the value of a dollar

āVALUEā
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HR is lonely. It doesnāt have to be.
The best HR advice comes from people whoāve been in the trenches.
Thatās what this newsletter delivers.
I Hate it Here is your insiderās guide to surviving and thriving in HR, from someone whoās been there. Itās not about theory or buzzwords ā itās about practical, real-world advice for navigating everything from tricky managers to messy policies.
Every newsletter is written by Hebba Youssef ā a Chief People Officer whoās seen it all and is here to share what actually works (and what doesnāt). Weāre talking real talk, real strategies, and real support ā all with a side of humor to keep you sane.
Because HR shouldnāt feel like a thankless job. And you shouldnāt feel alone in it.
back to our regularly scheduled programming, AKA the Thursday newsletter:
š®āšØ AHEM,
Iāve been thinking a lot about āvalueā latelyā¦
specifically for one reason: my father

Does that make him your business Grandpa?!?!
One thing he loved loves to do is remind me of ALL the things I donāt know,
which often includes the idea of VALUE
Like šļø
the value of a dollar
the value of quality time
the value of experience
the value of ethics
the value of hard work
the value of maintenance
the value of this list goes on (š)
In todayās economy though?
One continues to stand out from that list.
āYou donāt know the value of a dollarā
And it makes sense why heās so passionate about this.
He entered the boxing ring of life with some stellar advantages
(see: white man born during Baby Boomer generation, also see: brilliant and creative)
Despite that, he was catching little strays left and right.
My dad grew up grateful to get braces, for which his parents took out a loan against their home.

ARE YOU THERE MORTGAGE? ITāS ME, BRACES AND PRIVATE HEALTHCARE SYSTEMS
He worked multiple jobs to put my mom through nursing school when they took away her scholarship, because QUOTE āthe last girl that got married dropped out.ā
INSANE, and very 1970s-coded š
(for those wondering, yes she graduated š )
Essentially, he takes nothing for granted when it comes to value.
Easy wins? Celebrate, but hold tight.
Tough mountains to climb? Source hiking boots and get your butt up the mountain!
Like most parents, he made a point to do anything he could to make things even 1% better for his kids.
He taught us to appreciate the privileges we have, and grind for anything we were missing.
He taught us to value the dollar for what it is: a currency to exchange for valuable items, experiences, and resources.
mini lesson: a dollar is NOT tied to YOUR personal value.
moving on,
1ļøā£ A PROBLEM: hindsight is 2020
I donāt know about you, but Iām so tired of wildly successful people telling me horror stories of rock bottom failures YEARS LATER.
šš»āāļø āYes, yes, I was super broke but now I make millions and here is why youāre broke.ā
Awesome, but I have kids. I canāt āwork 7 days a week and sleep when Iām deadā like you did to āget to the topā because CPS will take my children. Iām happy for you. This just wonāt work for me. Your method worked, but stop acting like we can all do it that way.
šš½āāļø āI was sick then. I run triathlons now. Just jog a mile a day like I did.ā
Amazing, man. I canāt even WALK a mile without getting winded, so where do I actually START? Iād love to ājust jog a mile a dayā but between that and work Iāll need 27-hour days to make it that far.
Donāt get me wrong, I LOVE A GOOD SUCCESS STORY, but blanket applying it to the masses just doesnāt sit well.
We donāt talk enough about sitting IN your journey, sitting WITH failures,
and the value of a dollar WHEN YOU DONāT HAVE ANY.
It was easy when I started making 6-figures to realize how much a check will not solve:
your childhood trauma
your friendship breakup
or your sense of self-worth.
When I was building the structures and services to EARN those 5-figure months though? You couldnāt have made me stop working under threat of violence.

POV: my family trying to get me to slow down circa 2022
What I did to build my business? Might not work for you.
I was chasing stability.
I was chasing security.
I was chasing āmaking itā
so I could be āsuccessfulā
and have āeverything I needed.ā
That lifestyle led to ups and downs.
$30k months (DOLO)
$2k months wondering where the next check was coming from
Stress. Elation. Stress. Excitement. Wonder. Awe. Oooop, stress again. Repeat.
Rather than stability, I got a lot of success, a lot of cycles, and a LOT of headache to go with it.
With hindsight, elements of what I did might be your key to success, the missing piece you needed.
So many of my greatest wins have come from learning from others.
Learn from my mistakes, adopt my solutions to prevent them.
Take what serves you, and leave what doesnāt on the table for someone else.
Ultimately, we are all in a constant state of flux, because the world is.
I know people who have built multimillion dollar business and had to start over from nothing because of
market crashes
addiction
divorce
legal troubles
you name it
Iāve also seen people with every possible odd stacked against them find creative ways to not just succeed, but THRIVE.
Thereās billions of people on this planet making decisions every day.
You cannot build some reliable formula to consistent success.
You must CONSTANTLY evaluate, assess, audit, whatever you want to call it! Then learn, pivot, and keep pushing.
Donāt get so caught up in someone elseās HINDSIGHT, that you forget to look FORWARD.
2ļøā£ A REALIZATION: much like a dollar, we must āexchangeā things we hold dear to earn value.

š£ļø HEY SIRI, PLAY āexchangeā BY BRYSON TILLER
When I started growing my business,
I was exchanging TOO MUCH of my health for a checkā¦
but I still needed the checks though š
For a while, I exchanged additional work I COULD have taken on, just so I could spend time with my beautiful, insanely amazing kiddos outside of when I was doing domestic labor for them.
When you donāt have alternative currency to exchange, a dollar is valuable.
BUT
When you have an excess of dollars, and gain the things you are looking for, the individual dollarās value diminishes.
So where does that leave the value of a dollar?
(DAD, I know you read these, so feel free to chime in š)
3ļøā£ A SOLUTION: track the fluctuation of value
& accept that the value of a dollar changes.
You have $5k of income and only $3k of expenses?
Oh, congrats friend! Youāre rich

š£ļø HEY SIRI, I CHANGED MY MIND. PLAY āmoneyā BY CARDI B
Youāre making that same $5k with 3 kids, a grandmother to take care of, and student loan debt?
Might not hit the same.
You might be feeling more ramen and oven heat than whatever Cardi is doing up there.
That $5k month is one personās DREAM and anotherās NIGHTMARE.
Iām not one of those people who is going to tell you that you ALWAYS have to center your desires and everything will work out in the end.
Iām 100% in support of chasing your dreams. Spending time with your loved ones. Spending your life in a way that makes you happy.
What Iām not in support of is acting like pure belief alone is going to pay your rent or keep your car from being towed when the bank comes to call.
The value of a dollar is in the eye of the beholder
(and the economy, letās be so real)
Sometimes, youāre:
going to have to work restless nights waiting tables until 2am
sleeping on the floor with no mattress because you dropped out of college
waking up at the crack of dawn the next day just to keep the lights on
making dinner for your boyfriendās family and eating on the floor, because you also have no kitchen table
living shift to shift in hopes that your regulars will help you scrape together bill money
NOT knowing the value of a dollar because, lowkey? you could always pick up another shift and hope for the best

in this case youāre me @ 19
Other times you might ball out:
on everything EXCEPT your health
because for the first time in your life,
your level of work output is giving you a similar return on investment š°ļø
and youāre in a āyear of YESā or whatever we were saying back then

in that case, youāre me during my initial entrepreneurial era, doing the most, all over the map!
The world (especially the financial one) is not fair. Itās not pretty. Itās not kind.
Systems are meant to keep a few wealthy and keep the rest of us struggling, or exchanging every other thing we hold valuable in pursuit of material improvement.
You gotta do what you gotta do, and thatās ok.
Just make sure when you get the chance to make things better for yourself,
you take a deep breath, eyes forward, and reevaluate the āvalueā of every dollar youāre pursuing.
4ļøā£ THE NUANCE āØ
Like I told yāall last week, life is not linear.
Just when you get a stroke of good luck, another shoe will always drop š
Be kind to yourself.
Take your time.
And as long as youāre making 1% improvement on these challenges each day, you will find yourself stronger and more resilient when you need it most.
Until next Thursday, please remember:
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Love,
your business Mom š
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See you next Thursday, space cowboy

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